Top Credit Cards Offering Limits of $5,000

If you find yourself needing more financial flexibility during the day, consider exploring some fantastic high-limit credit card options available. Take a look!

If you find yourself needing a durable credit card for high daily expenses, explore a diverse range of top-tier options starting at $5,000. Check out the leading cards available in the market today.

1. Capital One Venture Rewards

The Capital One Venture Rewards card stands out with a starting credit limit of $5,000, catering to those with significant daily needs in the U.S. market.

This new card offers unlimited 2x miles per dollar spent on all purchases, no matter the category. Plus, you can earn 5x miles when booking hotels and car rentals through Capital One Travel.

The card charges an annual fee of $95, has no foreign transaction fees, and features a variable APR ranging from 19.99% to 29.99%.

You can redeem your miles flexibly, whether for cash or travel tickets, making it easy to use your rewards.

Additionally, the card provides up to $100 credit for expedited airport security through Global Entry or TSA PreCheck.

This card offers a variety of benefits, including premium accommodations, booking advantages, culinary experiences, and exclusive events for Capital One Rewards members throughout 2024.

Given its exclusive nature, this card requires a high income and an excellent credit score, leading to a selective approval process. Here’s how to apply.

SEE HOW TO APPLY

2. American Express Green Credit Card

American Express is a widely respected name both in the U.S. and globally. The Green Card typically offers limits around $5,000, though the brand does not specify a minimum.

When you receive the card, you can earn a welcome bonus of 40,000 membership points after spending at least $3,000 within the first 6 months.

When it comes to rewards, you earn triple points in these categories:

Hotels, tours, rentals, cruises, and more.

In all other categories, you earn 1x points.

This card boasts a premium advantage, featuring the Send & Split service for money transfers and the Plan It option, which helps you manage monthly purchases of $100 or more for a fixed fee.

Being a high-requirement card, it comes with stricter eligibility criteria, and you can learn how to apply.

SEE HOW TO APPLY

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred stands out as a credit card that offers fantastic perks from a leading brand in the industry.

This card provides various cashback rates based on the purchase category, detailed as follows:

Up to 6% cash back at American supermarkets
Up to 6% cash back on streaming services
Up to 3% cash back on public transit
Up to 3% cash back at gas stations
1% cash back on other purchases

This card also includes vital day-to-day perks, such as up to $84 in Disney Bundle credits, the Send & Split feature, and various redemption choices.

This card offers more advantageous terms compared to other Amex options, and you can see how to apply.

SEE HOW TO APPLY

4. Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred is often hailed as one of the top credit cards according to various market analysis firms across the U.S.

The credit limit typically begins at $5,000, taking into account each customer’s unique circumstances. When you get the card, you earn 60,000 bonus points after spending at least $4,000 within the first 3 months.

You can rack up 3x points on dining and 2x points on travel, plus extra earning opportunities like 5x points on travel booked through Chase Travel.

You also earn 3x points on online grocery shopping and streaming services. The card provides added value through Ultimate Rewards that never expire, along with the option for Chase Pay Over Time.

Because of this, it has stricter requirements, such as a top-notch credit score and a high income. Discover how to apply.

Explore additional options:

CREDIT CARDS UP TO $1,000

CREDIT CARDS UP TO $2,000