Discover the Steps to Apply for the American Express Green Credit Card
The Green Card offers a robust way to harness the full potential of American Express for earning valuable rewards; discover how to apply!
Key Insights Before You Apply for the American Express Green Card
The American Express Green Card provides triple points on these categories: travel, transit, and dining, plus single points on all qualifying purchases.
CREDIT CARD
AMEX Green
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The Green Card stands out as a premier offering by American Express, a leading name in North American banking. It boasts 3x points in these areas:
- Transit: includes trains, taxis, ride-sharing, parking, buses, ferries, tolls, and subways.
- Travel: covers flights, hotels, tours, rentals, cruises, and more.
- Dining: includes global dining, delivery, and takeout within the USA.
For all qualifying purchases, you earn 1x points on every dollar spent.
You can redeem points in various ways, such as through gift cards, travel rewards, or eligible charges on your card.
American Express offers a bonus of 40,000 Membership Rewards points after you spend at least $3,000 in the first six months with the card.
In terms of expenses, this card comes with a $150 annual fee, along with a variable APR that ranges from 21.24% to 29.24% on qualifying charges and no foreign transaction fees.
If you aspire to have an Amex card, keep reading for more details.
Eligibility Criteria
According to Amex’s criteria, the basic requirements for applying include being at least 18 years old, as the card isn’t available for anyone younger.
Applicants must comply with U.S. laws by providing current and valid identification.
For creditworthiness, the card issuer suggests applicants should have a good to excellent credit score, ideally over 700.
Regular income is essential as it significantly influences credit access.
While it’s not essential to have another Amex product, a record of financial issues with Amex may reduce your likelihood of securing the Green Card.
Besides these aspects, there are no further strict requirements for applying for an Amex credit card.
It’s crucial to understand that all applications hinge on Amex’s discretion, even if all criteria are met by the applicant.
How Can I Apply for the Amex Green Card?
On the Amex site, you’ll find a clear “Apply Now” button that takes you directly to the application page.
For current Amex members, signing in with their username and password makes the application process smoother by auto-filling some information.
During the application, you’ll need to provide various personal details, including your full legal name, date of birth, preferred card name, email, phone number, and Social Security number.
Applicants must also share information regarding their financial situation, such as employment status (e.g., employed, self-employed, retired, or on benefits), annual income, and net income after taxes, if they wish to disclose it.
A chat function on the application page provides immediate help from a digital assistant, with further support accessible via Amex customer service.
After submitting the application, Amex performs a credit assessment to decide on the application approval.
It’s important to note that this process typically does not affect an applicant’s credit score, even if the application is declined.
If applicants have questions or face challenges, Amex provides several ways to get in touch, including chat and phone support, to assist them.
CREDIT CARD
AMEX Green
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Additional Information
The card offers a variety of additional perks, such as travel delay insurance of up to $300 and two claims each year.
The baggage coverage plan provides up to $1,250 for carry-on items and $500 for checked luggage.
For your travels, the card includes rental car insurance, point redemption through AmexTravel.com, a 24/7 Global Assist hotline, and a $100 credit for LoungeBuddy.
You can take advantage of Amex deals with special offers for purchases, added credits on eligible items, plus purchase protection.
Curious about another option?
American Express provides a diverse selection of cards, like the Blue Preferred Card, which has a lower annual fee and offers 6% cashback at supermarkets.
While the options may seem alike, it’s crucial to grasp the details, and you can find out how to apply.
