Discover the BoA Unlimited Cash Rewards Card: Enjoy a US$ 200 Bonus and 1.5% Cashback on Every Purchase

Bank of America, often referred to as BoA, provides Unlimited Cash Rewards offering 1.5% cashback on every purchase, no matter the category!

This card is quite versatile, showcasing one of the top brands in the American market, and you can easily apply for it.

Looking for More Information?

Bank of America is a well-regarded institution in the American financial landscape, providing accounts, money management, and a selection of credit cards.

The Bank of America card includes a $200 bonus for new applicants, provided they spend at least $1,000 within the first 90 days of opening the card.

Regarding rewards, the card grants unlimited 1.5% cashback on every purchase, with rewards that never fade away.

For members enrolled in Bank of America’s Preferred Rewards program, cashback can rise from 1.87% to 2.62% on all purchases.

Redemptions can be made in various ways such as statement credits, deposits into a Bank of America account, or payments for purchases on Amazon.com or PayPal.

Apart from rewards, the card provides excellent everyday perks. You can use chip technology for contactless payments and benefit from a $0 liability on fraudulent transactions.

Typically, the BoA card starts with a minimum credit limit of around $1,000, which can rise to $20,000 based on your financial situation as assessed by the bank.

Yes, a $200 cash rewards bonus is available if you spend at least $1,000 within the first 3 months of activating your BoA account.

There is no annual fee for this card, and it offers a 0% introductory APR for the first 15 months for both purchases and balance transfers. Afterward, the regular APR ranges from 18.24% to 28.24%, with a 3% balance transfer fee during the first 60 days, increasing to 4% thereafter.

To qualify for BoA credit cards like this one, you should ideally have a FICO credit score of at least 670, which is considered good to excellent.

Yes, you can apply for the Bank of America credit card through their online platforms.

Key benefits include:

  • Balance Connect for overdraft protection
  • Mobile Banking App for full control
  • Account alerts for real-time updates
  • Free access to FICO score

Ultimately, this card allows for effective management without an annual fee and an introductory 0% APR for the first 15 months.

This applies not just to the physical card, but also includes digital wallet options for those who prefer modern management solutions.

Curious about another choice?

If you’re seeking a card with even better perks, the SavorOne option from Capital One might pique your interest.

This card provides a general reward rate of 1% and up to 3% in select categories. You can discover how to apply.

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