Discover the Steps to Apply for a Wells Fargo Active Cash Card
Key Points to Consider Before Applying for the Wells Fargo Active Cash Card
The Wells Fargo Active Cash Credit Card offers two standout features: unlimited 2% cashback across all categories and a generous $200 sign-up bonus!
CREDIT CARD
Wells Fargo Active Cash
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The Wells Fargo card is highly regarded in the U.S. market, receiving recognitions like:
- Best simple cashback credit card by NerdWallet for 2022, 2023, and 2024
- Top no annual fee card in 2023 by The Ascent
- Best fixed-rate cashback card in 2024 by Bankrate Awards
The card provides an unlimited 2% cashback on all purchases, redeemable through gift cards, purchase credits, cash deposits, ATM withdrawals, or PayPal transactions.
Wells Fargo does not impose an annual fee for the Active Cash Credit Card, plus it offers a 0% introductory APR for the first 15 months on qualifying purchases and balance transfers.
Post-introductory, the variable APR sits between 20.24% and 29.99%, kicking in after 120 days for balance transfers.
This card excels in everyday scenarios, showcasing the Visa Signature for exclusive concierge services and travel assistance perks.
If you think the Active Cash might suit your needs, keep on reading.
Who is Eligible to Apply?
The requirements for applying for the Wells Fargo Active Cash card are generally straightforward, catering to a broad audience.
Applicants must be U.S. citizens or hold valid work visas, ensuring all documents are current, regardless of nationality.
Moreover, applicants should be at least 18 years old, although state-specific age limits usually range from 19 to 21.
A verifiable income and a FICO score in the good to excellent range, typically starting around 670 points, are key for credit approval.
Your annual income and credit score play crucial roles, influencing both the acceptance of your card application and your monthly spending limits.
How to Apply for the Wells Fargo Active Cash Card?
To initiate your credit card application, simply click the ‘Apply Now’ button to access the application form.
If you are an existing customer, logging in will automatically fill in your details.
New customers will need to provide their full name, Social Security number, birth date, address, city, ZIP code, email, and phone number.
Furthermore, you’ll need to select your country of birth and respond to a security question.
You must also specify your housing situation (own, rent, or other) and employment status (employed, self-employed, unemployed, or retired), along with your annual income.
In addition to this information, you must agree to Wells Fargo’s verification process.
Once you submit your information, the bank will evaluate your application to either approve or deny it.
If you have questions or need help, you can reach out to the bank’s customer service. Wells Fargo’s system is quite effective in addressing customer inquiries promptly.
It’s essential to provide accurate information to avoid corrections later and to save time.
Nonetheless, fulfilling these requirements doesn’t guarantee approval, as the ultimate decision lies with Wells Fargo.
CREDIT CARD
Wells Fargo Active Cash
* You will be directed to an external website
Additional Information
The Wells Fargo Active Cash card comes with multiple benefits, including cell phone protection up to $600 for theft or damage, with a $25 deductible.
Wells Fargo provides emergency travel assistance along with zero liability coverage for unauthorized transactions reported in a timely manner.
The My Wells Fargo Deals program offers customized promotions and exclusive cashback discounts on various purchases and events.
The Credit Close-up feature enables real-time tracking of your FICO score and provides 24/7 roadside assistance for towing.
Additionally, Wells Fargo includes a collision damage waiver for rental cars to cover potential damage or theft.
Interested in another option?
If you’re searching for another option offering great terms and cashback of up to 5% in various categories, check out the U.S. Bank Cash+ Visa Signature Card.
This way, the eligibility criteria for cardholders are fairly similar, and you can see how to apply.
