Discover the Steps to Apply for the American Express Blue Preferred Card
The American Express Blue Preferred Card provides an all-encompassing experience, featuring exclusive perks and the rich legacy of Amex rewards!
Essential Insights Before Applying for the American Express Blue Preferred Card
The Blue Preferred credit card provides 6% cashback at supermarkets and for streaming service subscriptions.
CREDIT CARD
AMEX Blue Preferred
Imagine having Amex? Start your application now.n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
The Blue Preferred card grants 1% cash back on all qualifying purchases, with specific conditions for certain categories, such as:
- 3% at U.S. gas stations
- 3% on parking, tolls, and transit
- 6% on streaming subscriptions
- 6% at supermarkets up to $6,000
The typical starting limit for the Blue Preferred Card is $1,000, which can be adjusted based on the cardholder’s requirements.
New customers can receive a $300 cashback bonus after spending $3,000 within the first three months. The first year has no annual fee, while a $95 fee applies from the second year onward.
Moreover, there’s an introductory offer of 0% APR for the first 12 months on balance transfers and purchases.
After this period, the variable APR will range from 19.24% to 29.99% for purchases. Amex also provides the Pay It feature for quick payment of small bills throughout the month while earning rewards.
Additionally, the Plan It feature lets you divide purchases of $100 or more into multiple fixed monthly payments. If you’re dreaming of owning an Amex Blue Preferred, continue reading.
Who is Eligible to Apply?
The Blue Cash Preferred Card offers more flexibility compared to other Amex products, which are mainly designed for premium personal and business cards.
However, Amex does establish certain essential criteria, including being a recognized U.S. citizen, at least 18 years old, and having a verifiable source of income.
A strong credit history is vital for card approval. Therefore, applicants must consent to Amex performing a credit check, ideally with a favorable rating, alongside reviewing transaction history throughout their credit journey.
While prior connections with Amex are not mandatory, those with a negative history with the brand on other cards may find it difficult to secure approval for the Blue Cash card.
It’s crucial to recognize that even when all the necessary conditions are satisfied, approval for any card application still depends on brand availability.
How Can I Apply for the American Express Blue Preferred Card?
American Express features a streamlined online application process for its credit card, conveniently available right on its website through a simple form.
While having an existing Amex account isn’t required, signing in with your username and password can make entering your details easier.
By clicking the “Apply Now” button, users will be taken to the Blue Card application, where they need to fill in personal details such as their full name, date of birth, email, and home address.
Additionally, applicants must provide information like their social security number, annual income, yearly expenses, and details about their income sources—such as job status, military service, business ownership, or retirement.
Once all details are submitted, Amex conducts a comprehensive credit check to assess the applicant’s profile and deliver either an approval or denial.
Furthermore, the American Express website features a chat option that allows customers to engage and resolve any questions they may have.
It’s vital to double-check all provided information to ensure a smooth process and prevent any need for corrections or resubmissions of documents to American Express.
CREDIT CARD
AMEX Blue Preferred
Like the terms? Apply now.n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Additional Information
The Send & Split feature enables users to easily divide expenses with friends using the Amex app. Cardholders can also enjoy special Amex offers for events and shows.
The card can provide up to $84 back yearly when you spend at least $9.99 on a Disney Bundle subscription, along with $10 monthly in statement credits for Equinox+.
This card also boasts additional perks such as coverage for rental car damages, a Global Assist hotline, dispute resolution services, and complete online account management.
Looking for Another Option?
Amex has other options available, including the Gold Card, which offers 4x points and a special bonus of 60,000 points for newcomers.
While the terms may be alike, the Gold Card features unique details, and you can find out how to apply.
