Discover the Steps to Obtain a Chase Freedom Unlimited Credit Card
Essential Information Before Applying for the Chase Freedom Unlimited Credit Card
With the Chase Freedom Unlimited Credit Card, you can earn unlimited cashback rewards starting at 1.5% on every purchase!
CREDIT CARD
Chase Freedom Unlimited
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Chase’s array of credit cards offers solid choices, with the Freedom Unlimited being a great entry point into their offerings thanks to backing from JPMorgan.
When it comes to cashback, you can earn 1.5% on all purchases, 3% at restaurants and drugstores, and 5% on travel booked through Chase Travel.
Chase does not impose an annual fee and offers a 0% introductory APR for the first 15 months on purchases and balance transfers.
You’ll receive a generous $200 cash bonus after making $500 in purchases within the first 3 months of account opening, provided you haven’t received a bonus on this card in the last 24 months.
Importantly, your rewards don’t expire, and you can redeem them at any time with no minimum amount required. Options include direct deposits, statement credits, Amazon points, gift cards, and travel bookings through Chase Travel.
You can start using your card right away, as Chase provides an instant digital version upon signing up. If you think Chase has great benefits, keep reading.
Who is Eligible to Apply?
Getting approved for the Chase Freedom Unlimited card can be challenging as it requires a good credit score.
Applicants generally need to have a FICO credit score of at least 700 to increase their chances of being approved for the Chase Freedom Unlimited.
While the exact criteria for credit cards aimed at those with strong credit may vary, these guidelines provide a reliable range of FICO scores to keep in mind, though they can change.
Additionally, to qualify for the card, applicants must be legal residents of a North American country and at least 21 years old, which is vital for increasing the chances of securing the Chase credit card.
Income also plays a crucial role, as applicants need to prove an annual income that aligns with the required credit limit.
How to Apply for the Chase Freedom Unlimited Card?
The online application for Chase Freedom Unlimited is quite similar to that of most credit cards.
If you have a Chase account, you can apply as a guest on their site, which might speed up the process (although creating a new account takes nearly the same time).
Whichever way you choose, you’ll need to provide certain personal information.
The application process might take a bit longer, but it’s not overly complicated, especially since this card is designed for those with excellent credit.
You will be asked for various personal and income-related details during the application, such as your full name, address, parents’ names, social security number, phone number, employment status, and gross income.
Once you submit your application, there will be a waiting period while it’s reviewed to confirm your eligibility for the card.
CREDIT CARD
Chase Freedom Unlimited
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Additional Information
Chase provides excellent benefits, particularly in terms of services and protections, including 24/7 fraud monitoring, extended warranties, and zero liability for unauthorized transactions.
Moreover, you can access trip cancellation and interruption insurance up to $1,500 per person and $6,000 per trip, along with Benefit Administrator support for medical and legal advice.
Credit Journey helps track your credit score and offers insights and protection.
Chase customers can benefit from partnerships with services like Lyft, Doordash, and Instacart+.
In case of any issues, Chase provides multiple ways to contact and receive support. However, all requests are subject to the bank’s availability, even if you meet all the eligibility criteria for the card.
Interested in another option?
The Wells Fargo Active Cash is a credit card that closely resembles others, providing a generous 2% cashback on all qualifying purchases with no limit.
If the Wells Fargo card catches your eye due to its attractive terms, you can find out more about how to apply.
