Wells Fargo Reflect Card: Enjoy No Annual Fee and a 0% Introductory APR for 21 Months

The Wells Fargo Reflect, a Visa credit card, provides excellent value for daily spending, featuring 0% APR for the first 21 months and no annual fee.

This card has received numerous accolades as a top no-fee option, providing appealing benefits for consumers. Here’s how to apply.

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Wells Fargo has been a key player in the financial services industry for over 170 years, evolving to cater to the changing needs of Americans.

Wells Fargo provides a range of credit card options suited for different customer needs.

The standout feature of the Wells Fargo Reflect is its 0% APR for the first 21 months after opening the account. For balance transfers, this rate is available for 120 days, starting from the account’s inception.

This card also provides valuable everyday perks, including cell phone coverage of up to $600 for theft, damage, or loss, with a standard deductible of $25 for claims.

Roadside Dispatch is available around the clock, offering emergency roadside assistance. This service package includes help with locksmith issues, towing, and other assistance for unexpected problems away from home.

The card typically starts with a limit around $1,000, making it suitable for everyday use.

The Wells Fargo Reflect does not include a sign-up bonus, which is available on other cards from the bank.

There’s no monthly fee, but after the introductory period, balance transfers incur a 5% fee, with interest rates of 18.24%, 24.74%, or 29.99%.

A good to excellent credit score is required to qualify for this card.

Absolutely, applications can be submitted securely through Wells Fargo’s online platform.

The My Wells Fargo Deals program offers tailored shopping options, including cashback rewards on various purchases like dining and experiences.

All of this is available when you use your qualifying Wells Fargo Reflect card.

The Visa logo ensures widespread acceptance, providing reliability and support from this globally recognized company.

The Reflect features Credit Close-UP, which tracks your FICO score and offers tips for improvement. This service is completely free for Wells Fargo customers.

This card is quite effective for managing your daily finances in a more personal and healthier manner.